Keywords:
Savings And Loan
Thrift Institution
| Federal |
U.S. Department of the Treasury
Office of Thrift Supervision
1700 G. Street, NW
Washington , DC 20522
(202)906-6000 |
| Savings and Loans may apply for a federal charter and are subject to federal examination and reporting requirements and fees. |
| Must have FDIC insurance. |
|
| Federal |
Federal Deposit Insurance Corporation (FDIC)
1910 Pacific Avenue, 20th Fl
Dallas , TX 75201-4586
(800)568-9161 |
| FDIC maintains the Bank Insurance Fund (BIF) and the Savings Association Insurance Fund (SAIF) by assessing depository institutions an insurance premium twice a year. The amount each institution is assessed is based both on the balance of insured deposits held during the preceeding two quarters as well as on the degree of risk the institution poses to the insurance fund.
Link: http://www.fdic.gov/deposit/insurance/risk/
|
| The FDIC provides a variety of other information and guidelines on regulations affecting financial institutions.
Link: http://www.fdic.gov/regulations/resources/
|
|
| State |
Colorado Department of Regulatory Agencies
Division of Financial Services
1560 Broadway #1520
Denver , CO 80202
(303)894-2336
Fax: (303)894-7886 |
| Savings and Loans apply for state charter with the division, application fee: $2,500. (11-40-101 thru 11-48-107, C.R.S.) |
| Must be insured by FDIC. Division accepts the Office of Thrift Supervision capitalization requirements. |
| Savings and loans also apply with the division to establish a branch office, branch application fee: $250. |
|
Wednesday, July 18, 2012 – 18:48 pm
